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Investment Properties in Volusia County

Long-term rentals, vacation properties, and income-producing real estate. Your guide to investing in Florida's growing coastal market.

WHY VOLUSIA COUNTY

Investment Opportunity

$337K

Median Home Price

Below state average

$1,800

Avg. Monthly Rent (3BR)

Strong rental demand

8M+

Annual Visitors

Vacation rental potential

Market Advantages

  • ✓ Strong year-round tourism (beaches, speedway, events)
  • ✓ Growing population from Northeast relocations
  • ✓ No state income tax on rental income
  • ✓ Lower entry prices than South Florida
  • ✓ Multiple universities driving rental demand
  • ✓ Diverse economy (healthcare, tech, hospitality)
  • ✓ International airport access (Orlando + Daytona)
  • ✓ Vacation rental-friendly regulations (most areas)

INVESTMENT STRATEGIES

Types of Rental Properties

🏠 Long-Term Rentals (12+ Months)

STEADY INCOME

Traditional landlord model with annual leases. Consistent cash flow with less management intensity.

Best Areas

  • • Port Orange (families)
  • • Deltona (affordability)
  • • Daytona Beach (workforce)

Typical Returns

  • • Cap Rate: 5-7%
  • • Cash-on-Cash: 6-10%
  • • Vacancy: 5-8%

Price Points

  • • Entry: $200K-$300K
  • • Sweet Spot: $280K-$380K
  • • Premium: $400K+

🌴 Vacation Rentals (Short-Term)

HIGHER POTENTIAL

Weekly/nightly rentals targeting tourists and snowbirds. Higher income potential but more management required.

Best Areas

  • • New Smyrna Beach
  • • Daytona Beach Shores
  • • Ormond Beach

Typical Performance

  • • Gross Income: $40K-$80K+/yr
  • • Occupancy: 60-75%
  • • Peak Season: March-Aug

Considerations

  • • Check local STR regulations
  • • HOA restrictions common
  • • Property management: 20-30%

❄️ Seasonal Rentals (Snowbird)

HYBRID

3-6 month winter rentals to Northern retirees. Premium rates with lower turnover than nightly rentals.

Best Properties

  • • Furnished condos
  • • 55+ communities
  • • Golf course homes

Typical Terms

  • • Season: Jan-April
  • • Rates: $2,500-$5,000/mo
  • • Often includes utilities

Advantages

  • • Lower management needs
  • • Quality tenants
  • • Personal use off-season

RUN THE NUMBERS

Investment Analysis Example

Sample: $320,000 Single-Family in Port Orange

Annual Income

Monthly Rent$2,100
Gross Annual$25,200
Less Vacancy (5%)-$1,260
Effective Gross Income$23,940

Annual Expenses

Property Tax$4,200
Insurance (Wind/Flood)$4,500
Maintenance Reserve (5%)$1,260
Property Management (8%)$1,915
Total Expenses$11,875

Returns Summary

$12,065

Net Operating Income

3.8%

Cap Rate

$205

Monthly Cash Flow*

3.1%

Cash-on-Cash*

*Assumes 25% down, 7% interest rate, 30-year mortgage. Principal paydown and appreciation not included.

💰 Calculate True Ownership Costs

Before making an offer, use our calculator to check flood zones and insurance costs. Many investors underestimate coastal insurance expenses by 30-50%.

📊 FREE RISK CALCULATOR →

INVESTOR CONSIDERATIONS

Florida-Specific Factors

Insurance Costs

Florida's insurance market is challenging. Budget carefully:

  • • Homeowners: $3,000-$8,000+/year
  • • Flood (coastal): $800-$5,000+/year
  • • Wind mitigation saves 15-40%
  • • Get quotes BEFORE closing

Tax Considerations

Florida offers advantages, but know the rules:

  • • No state income tax on rental income
  • • No homestead exemption on rentals
  • • Higher property tax rate for non-homesteaded
  • • 1031 exchanges available

Landlord-Tenant Law

Florida is relatively landlord-friendly:

  • • No rent control statewide
  • • Eviction timeline: 3-6 weeks (typical)
  • • Security deposit: No limit, must return in 30 days
  • • Lease terms largely negotiable

Financing for Investors

Investment property loans differ from primary:

  • • 15-25% down payment typical
  • • Interest rates 0.5-1% higher
  • • DSCR loans available (qualify on property income)
  • • Portfolio lenders for multiple properties

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